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FAQ's

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Do you have to be rich to engage with a wealth consultant?

No, but I guess it does depend on what you consider “rich” to be. We offer services for clients with £100,000 or more to invest or with household incomes in excess of £50,000 pa.

I earn £50,000 per annum, is that too small an amount for you to help me with my financial plans?

No, but you do have to be of the right mind set to get the most from our services. If your goal is to earn more than £50,000 per year or to attract wealth to your life we can help you.

How do you structure your fees?

We offer a clear and fair charging structure. We charge a fixed monthly fee for our services that is dependent on your preferred level of service and the frequency of reviews. We will charge a fixed fee for a financial planning report and a “success” fee that is only chargeable if you decide to invest through The Royall Wealth Partnership.

 

 

 

 

 

Figures quoted were correct as at the 2015/2016 Budget.

Estate Planning, Will Writing and Taxation advice are not regulated by the Financial Conduct Authority.

Will you earn a commission from policies that I take up?

No, we will only charge you a fee that is clearly explained before you commit to any chargeable work. Any commission that is payable by policies recommended by us will be rebated or used to help offset our fees.

I own my own property; so how important is Estate Planning?

This depends on the value of your property and your other assets. Inheritance tax is charged at a rate of 40% of any assets inherited over a threshold of £325,000 (£650,000 for married couples – civil partnership couples). Estate planning is a complicated subject and expert advice is required to ensure that you pass on as much as possible to your intended beneficiaries without paying unnecessary tax or sometimes to protect assets from other dangers, such as care fees or divorce and bankruptcy.

How Am I Protected If Things Don't Work Out As Planned?

In Partnership negotiate and provide Professional Indemnity Insurance on our behalf via Lloyds of London. The current limit of cover is £6,000,000 for each and every claim.

As an Appointed Representative of In Partnership, Royall Wealth is covered by The FSCS and regulated by the Financial Conduct Authority (FCA).

The Financial Services Compensation Scheme (FSCS) is the compensation fund of last resort for customers of authorised financial services firms. If a firm is in default or ceases trading the FSCS may be able to pay compensation to its customers.

Please click on the link below to open a leaflet explaining In Partnership's Disputes Resolution Process.

 In Partnership Disputes Resolution Process

Click here for the Financial Conduct Authority Website


Not all the services mentioned here are regulated by the FCA. The tax treatment is dependent on individual circumstances and may be subject to change in future.

Services

Estate Planning
We are knowledgeable and experienced at working closely with families to protect wealth and assets regardless of the extent of the asset value. read more...
Retirement Planning
Our unique pension paradigm shift approach helps you to redesign your retirement and live the best life possible with the money you have. read more...
Wealth Consultancy
Our Wealth Consultancy Service is a comprehensive, holistic service that encompasses the interaction of your money, working life and personal life. read more...
Tax Planning
We help you to mitigate your tax burden for capital gains, income and inheritance tax in an ethical and legal manner. read more...
Investment Management
With over 20 years experience we ensure that your investments are managed and executed in accordance with your risk tolerance and regulatory requirements. read more...
Financial Planning
We work closely with you to establish your financial goals and aspirations and then create a plan for their attainment. read more...

We are proud to be recognised as a What's Right Trusted Partner, blending business with charity and social responsibility.

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This website is aimed at UK residents only

The Royall Wealth Partnership Limited is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Elm House, 10 Fountain Court, Newleaze, Bradley Stoke, Bristol, BS32 4LA
Registered in England & Wales Reg No: 9332186

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